Advisors to talk to
A rollover from an old job. Saving for a first home. Employees can bring their questions to the advisory team and discuss the next step.
For your employees
People behind the plan.
Access to an advisory team, questions beyond the 401(k), and a financial life that extends past work.
Everyday decisions
Room for the bigger picture.
Accounts beyond the plan
Discuss brokerage accounts, IRAs, and prior workplace plans. Confirm eligibility, availability, costs, and the implications of any transfer.
Planning for the household
Consider the wider household picture, including a spouse or partner. Ask how linked accounts and planning features fit the services offered.
The technology
A clearer view.
The employee experience depends on the plan, enabled account features, and provider setup. Confirm which accounts can be viewed, how contributions reach the plan, and which planning information is available.
See the alooola appSecurity & privacy
Understand the safeguards.
Account access
Use the provider’s documented access and security practices. Never share account credentials with an employer or an advisor.
The advisory relationship
When acting as an investment adviser, the firm must act in the client’s best interest. Review the applicable agreement for scope and conflicts.
Privacy and information
Read the privacy notice and provider agreements. Ask which plan information an employer can access and which belongs to an individual account.
Make the details clear.
Ask which services are included, which require a separate agreement, and what employees would pay.