Give your employees a 401(k) worth having
A 401(k) that costs less and works harder for everyone
We design everything around how your business pays its people and run the entire plan, so the administration never lands on your desk.
Why alooola
What you get with alooola
Lower fees, guaranteed
We won't bring your business on as a partner unless we can reduce both your administrative and your investment fees. The starting point, not the pitch.
Managed or self-directed
Your employees take a portfolio matched to their risk, or self-direct and pick their own holdings. Either way, contributions invest automatically.
An app built for your employees
A modern app to manage the 401(k), track spending, and see where retirement is headed, not a clunky legacy portal.
Administration off your desk
Setup in minutes, payroll deductions that sync automatically, and compliance filings handled, so the plan never becomes your second job.
The fee promise
We won't onboard your business unless we can lower your fees
Most providers compete on features and quietly keep fees high. We do the opposite.
We start by auditing what your business pays today, in plan administration and in the investments themselves, and we only move forward if we can bring both down. If we can't, we'll tell you.
For your employees
Investing they control
Managed, or fully self-directed
Five risk-matched portfolios with the rebalancing handled, or their own holdings at their own target percentages. Contributions invest automatically either way.
Spending they can see
Budgeting and spending tools built in, so retirement saving sits alongside the rest of their financial life instead of apart from it.
A retirement they can predict
Projections show each person where they're headed and what to adjust, in plain language, year-round.
What's next
From fee review to a plan that runs itself
Fee review
We audit your current administrative and investment costs. If we can't beat them, we say so, before anything else happens.
Plan design
We design the plan and the investment menu around your business and your goals, then handle setup and payroll integration end to end.
Launch & ongoing
Your employees enroll in minutes. We run compliance, filings, and reviews so the plan stays current without landing back on your desk.